Travel insurance

Get your travel insurance online at http://www.tgic-online.com

Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday.It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking.  To assist you with this, we have arranged competitive travel insurance from Travel & General Insurance Company plc to specifically meet your needs on your holiday.

The schedule of the cover below sets out a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Cheap Coach Tours Limited is an Appointed Representative of Travel & General Insurance Company plc. All three companies are authorised and regulated by the Financial Services Authority, full details can be found at www.fsa.gov.uk


Single trip policy Schedule of cover 
Section Sum insured per person Excess per person
Standard cover
A     Cancellation charges Up to £5,000 £50
B     Curtailment Up to £5,000 £50
B     Emergency medical repatriation and
associated expenses abroad
Hospital benefit
Up to £5,000,000 £20 for each 24 hour period to a maximum of £500 £50 Nil
C     Emergency assistance in the UK Up to £2,000 £50
D     Personal accident Up to £15,000 (age limits apply) Nil
E     Travel delay         Missed departure
Missed connection
£20 first 12 hours and £10 each subsequent 12 hours to maximum of £100
Up to £750
Up to £750
Nil
£50
£50
F      Personal possessions
Delay baggage (after 12 hours)
Travel documents
Up to £2,500
Up to £100
Up to £500
£50
Nil
£50
G     Personal money Up to £250 £50
H     Hijack £50 for each 24 hour period to a maximum of £500 Nil
I      Personal liability Up to £2,000,000 £250
J     Legal expenses Up to £25,000 Nil
Optional cover (available on payment of additional premium)
Business travel cover
Golf cover
Scuba cover
Winter sports cover
Adventure activities
   

Europe premiums including Insurance Premium Tax
Period Per person   Period Per person
Up to 5 days £14.00   Up to 24 days £22.50
Up to 10 days £16.00   Up to 31 days £26.50
Up to 17 days £19.50      

  • Family rate - 2 times the base premium
  • Person aged 66 to 70 years on departure – 2 times the base premium
  • Person aged 71 to 75 years on departure – 3 times the base premium

Annual multi trip insurance

If you are frequent traveller who travels more than two or three times each year, our annual multi trip policy is excellent value for money. Our policy offers great flexibility and a number of important advantages.


Premiums including Insurance Premium Tax
Policy Europe Worldwide exc. North America Worldwide
Adult £50.00 £60.00 £70.00
Couple £90.00 £110.00 £130.00
Family £99.00 £115.00 £135.00
Available for persons aged up to 75 Business travel cover
Covers journeys up to 31 days Winter sports cover
Cover for adult members of the family to travel independently Adventure activities and sports cover

Important declaration

An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed otherwise you may not be covered.In addition, anyone named an insured under this policy must be able to make the following declaration (The legal guardian must make the declaration for anyone under the age of 18 years old):

1- I have not received treatment, including regular medication, within the last 12 months for any condition, nor at any time for any heart related or cancerous condition;

2- I have not been seen by a specialist nor been admitted to a hospital overnight in the last 12 months (other than for regular check ups);

3- I have not been diagnosed by a registered general practitioner as having a terminal condition;

4- I am not waiting for, nor have the knowledge of, the need for an operation, hospital consultation nor any other treatment (including regular medication) nor investigations including the results of a routine test;

5- I do not have any other pre-existing and on-going medical condition(s) that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);

6- I am not aware of anybody for whom I would be  covered for cancellation and curtailment, such as immediate family or travelling companions, suffering from any pre-existing medical condition(s) that may cause me to cancel or cut short my journey;

7- I do not know of any circumstances that could reasonably be expected to give rise to a claim under this policy.


If you cannot make this declaration when you take out the insurance, you must contactHealthcheck on 0845 408 0585

A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.

Failure to comply with the terms & conditions of the policy may result in cover being restricted.

 

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